Cookie Policy

Last updated: July 9, 2026

This Cookie Policy explains how Harmony Financial (Harmony Financial Limited) uses cookies on our website. We use cookies to improve your browsing experience, understand how you interact with our platform, and provide personalized content for couples managing joint finances. By using our website, you consent to our use of cookies as described in this policy.

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They contain information about your browsing activity and preferences. Cookies help us remember your choices, maintain your session, and understand how visitors use our site. Most websites use cookies to enhance user experience and provide essential functionality. You can control cookie settings through your browser at any time, and you have the right to accept or reject cookies, though some features may not work optimally if cookies are disabled.

Types of Cookies We Use

We use several categories of cookies to serve you better:

• Essential Cookies: These are necessary for core website functionality, including security, account access, and session management. Without these cookies, basic features like logging in would not work properly.
• Performance Cookies: We use these to analyze how you interact with our site, track page load times, and identify technical issues. This data helps us optimize performance and user experience.
• Preference Cookies: These remember your choices, such as language settings and display preferences, so you don't have to reconfigure them on each visit.
• Marketing Cookies: We may use these to understand which pages interest you and deliver relevant content. They help us measure the effectiveness of our communications.

Why We Use Cookies

Cookies serve important purposes on our platform. We use them to authenticate users, maintain secure sessions, and prevent fraud. Performance cookies help us understand which features are most valuable for couples planning their shared financial goals. Preference cookies ensure your personalized experience remains consistent across visits. We also use cookies to measure engagement with our content about joint budgeting and financial communication, helping us improve our resources. Additionally, cookies enable us to provide targeted information relevant to newlyweds in Montreal managing household finances together. We never use cookies to collect sensitive financial data directly; they only track browsing patterns and preferences.

Managing Cookies

You have full control over cookies on your device. Most browsers allow you to manage cookie settings through their preferences or settings menu. Here's how to manage cookies in popular browsers:

• Google Chrome: Click the menu button (three dots) in the top-right corner, select Settings, navigate to Privacy and Security, then Cookies and other site data. You can clear existing cookies, block all cookies, or allow specific sites to use cookies.
• Mozilla Firefox: Click the menu button (three horizontal lines), select Settings, go to Privacy & Security, and scroll to the Cookies and Site Data section. You can manage cookie preferences and delete existing cookies.
• Apple Safari: Click Safari in the menu bar, select Preferences, choose the Privacy tab, and adjust cookie settings under "Cookies and website data" to control which sites can store cookies.
• Microsoft Edge: Click the menu button (three dots) in the top-right corner, select Settings, choose Privacy, search, and services, then manage cookies under Cookies and other site data.

Be aware that disabling cookies may affect your experience on our site. Some features like account login, preference saving, and personalized content may not function properly without cookies. You can also use your browser's private or incognito mode to browse without storing cookies. If you have questions about managing your cookie preferences, we're here to help.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our practices. Any updates will be posted on this page with a new "Last updated" date. We encourage you to review this policy regularly to stay informed about how we use cookies. If we make significant changes, we will notify you through email or a prominent notice on our website. Your continued use of our site following any updates constitutes your acceptance of the revised policy.